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Education Loans – Study in India & Abroad

Fund your higher education with competitive interest, flexible tenure, and moratorium (pay after your course). Fast processing with end-to-end guidance.

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Moratorium Benefit

Repayment typically starts after course + grace period.

Low Interest & EMI

Attractive rates with choices for part/simple interest during study.

India & Abroad

Covers tuition, living, travel, laptop & more (as per lender policy).

Doorstep Assistance

Help with documents, sanction, disbursal & forex for abroad studies.

Eligibility – Education Loan

  • Indian citizen; typically age 18–35 (varies by lender)
  • Confirmed admission to a recognized institute (India/abroad)
  • Co-applicant/guarantor (usually parent/guardian) preferred
  • Good academic record & repayment capacity (co-applicant)

Documents Required

  • KYC: PAN & Aadhaar of applicant and co-applicant
  • Admission letter, fee structure, course details
  • Academic mark sheets & entrance scores
  • Income proof of co-applicant (salary slips/ITR) & bank statements (6–12 months)
  • Collateral papers (if secured loan) as applicable
  • Passport & visa (for overseas education)

Rates & Charges (indicative)

Interest Rate~ 8.5% – 13.5% p.a. (profile & lender-wise)
Processing Fee~ 0.5% – 1% of loan amount
TenureUp to 15 years (incl. moratorium)
MoratoriumCourse duration + 6–12 months grace (varies by lender)
PrepaymentAllowed by many lenders (check charges)
FastQuick sanction
Top BanksTrusted partners
FlexibleEMI options
Expert HelpDocs to disbursal

Where We Serve (PAN-India)

Ahmedabad, Rajkot, Surat, Vadodara, Jamnagar, Junagadh, Bhavnagar, Porbandar, Morbi, Gandhinagar, Bhuj, Mumbai, Pune, Nagpur, Indore, Bhopal, Jaipur, Delhi-NCR, Chandigarh, Lucknow, Kanpur, Kolkata, Bhubaneswar, Patna, Ranchi, Guwahati, Bengaluru, Hyderabad, Chennai, Coimbatore and more.