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Home Loans in India – Affordable Housing Finance

Fulfill your dream of owning a home with low-interest rates and easy EMIs. Quick approvals and hassle-free documentation with LoanYatra.

Low Interest Rates

Get competitive home loan interest rates with leading banks and NBFCs.

Doorstep Assistance

Complete assistance for documentation and process at your convenience.

Flexible Tenure

Choose repayment tenure that suits your financial plan.

Quick Approvals

Fast processing and pre-approval options available.

Our Home Loan Lending Partners

Compare our partner Housing Finance Companies & NBFCs in one place — check eligibility, interest rates and benefits, then apply directly.

Piramal Finance

NBFC / HFCSalaried / Self-Employed
From 9.99% p.a.*
₹3 Lakh – ₹2 CroreLoan Amount
Up to 30 yearsTenure
As per lender policyProcessing Fee

Eligibility (BRE)

  • Age: 21 – 70 years (salaried), 23 – 70 (self-employed)
  • Min. monthly income: ₹12,000
  • Salaried or self-employed
  • Indian resident
  • CIBIL 750+ for best rates

Key Benefits

  • Funding up to 90% of property value
  • Choice of fixed or floating interest rate
  • Completely digital / paperless login
  • Applicants with no credit history also considered
Apply Now →

ART Affordable Housing Finance

Housing Finance Co.Salaried / Self-Employed
On profile*
₹3 Lakh – ₹50 LakhLoan Amount
Up to 30 yearsTenure
As per lender policyProcessing Fee

Eligibility (BRE)

  • Min. age 23 years at start (up to 65 at maturity)
  • Salaried & self-employed – formal and informal income
  • Income starting from ₹5,000 / month
  • Indian resident
  • Good repayment record preferred

Key Benefits

  • Up to 90% of property value as loan
  • NIL prepayment charges
  • Tech-enabled, paperless approval process
  • Balance Transfer + Top-up available
  • PMAY-U 2.0 interest subsidy assistance
Apply Now →

L&T Finance

NBFCSalaried / Self-Employed
From 7.75% p.a.*
₹20 Lakh – ₹10 CroreLoan Amount
3 – 30 yearsTenure
As per lender policyProcessing Fee

Eligibility (BRE)

  • Salaried: 23 – 70 years (at maturity)
  • Self-employed: 25 – 70 years (at maturity)
  • Indian resident or NRI
  • Salaried / self-employed professionals & non-professionals
  • CIBIL 750+ for best rates

Key Benefits

  • Up to 90% of the property value
  • Fully digital process with dedicated relationship manager
  • Flexible repayment tenure up to 30 years
  • Tax benefits under Sec. 80C & 24
  • Co-applicant income can boost eligibility
Apply Now →

Aavas Financiers

Housing Finance Co.Salaried / Self-Employed
From 8.50% p.a.*
From ₹1 Lakh*Loan Amount
Up to 30 yearsTenure
2% + GSTProcessing Fee

Eligibility (BRE)

  • Age: 21 – 65 years
  • Salaried or self-employed
  • Min. documented income: ₹1 Lakh p.a. (business)
  • Resident Indian
  • Clean & good repayment record

Key Benefits

  • Affordable housing loan specialist
  • Flexible tenure up to 30 years
  • Fast approval with minimum paperwork
  • Fixed or floating rate options
  • Doorstep service & easy documentation
Apply Now →

Aditya Birla Housing Finance

Housing Finance Co.Salaried / Self-Employed
From 8.25% p.a.*
Up to ₹25 Crore*Loan Amount
Up to 30 yearsTenure
0.25% onwards + GSTProcessing Fee

Eligibility (BRE)

  • Min. age: 21 years
  • Max. age at maturity: 60 (salaried) / 70 (self-employed)
  • Salaried or self-employed
  • Income & repayment capacity assessed
  • CIBIL 650+ preferred

Key Benefits

  • Up to 90% funding on loans up to ₹30 Lakh
  • Long repayment tenure up to 30 years
  • Fixed, floating & variable rate options
  • Quick online application, minimal paperwork
  • Part of the Aditya Birla Capital group
Apply Now →

*Interest rates, fees and eligibility criteria are indicative, as published by the respective lenders, and may change at the lender’s sole discretion. Final rate and amount depend on your profile, property and the lender’s assessment.

Eligibility – Home Loan

  • Indian citizen, age 21–65 years
  • Salaried or self-employed individual
  • Stable income and good credit history
  • Property with clear & marketable title

Documents Required

  • PAN, Aadhaar of applicant/co-applicant
  • Income proof (salary slips/ITR)
  • Property documents
  • Bank statements

Where We Serve (PAN-India)

Ahmedabad, Rajkot, Surat, Vadodara, Jamnagar, Junagadh, Bhavnagar, Porbandar, Morbi, Gandhinagar, Bhuj, Mumbai, Pune, Nagpur, Indore, Bhopal, Jaipur, Delhi-NCR, Chandigarh, Lucknow, Kanpur, Kolkata, Bhubaneswar, Patna, Ranchi, Guwahati, Bengaluru, Hyderabad, Chennai, Coimbatore and more.